Pay with your Trillioni card, get cashback, and turn it into gold or stocks. Or just save it.

How it works

One app for your everyday money.

  1. 01

    Spend

    Pay in shops and online with your Trillioni card, or tap with your phone.

    Example screen: one balance of AED 2,860 across cash, gold and stocks, and a karak paid by card with a partner discount.

  2. 02

    Earn

    Eligible payments earn cashback. Partner shops give you discounts on top.

    Example screen: cashback added this month, and a choice to turn it into gold, stocks or savings.

  3. 03

    Invest

    Turn your cashback into gold or stocks, from a small amount.

    Example screen: your gold and stocks, and buying AED 50 of gold.

  4. 04

    Save

    Or save it towards something. Round-ups do it as you spend.

    Example screen: a Summer trip goal filling with round-ups and a monthly top-up.

One card. All your money.

Cashback when you pay, partner discounts, and the power to pay with your gold or stocks.

Cashback when you pay

Eligible card payments earn cashback. Take it as gold, stocks or savings.

Partner discounts

Extra off at partner shops, right from the app.

Send gold to a friend

Gift real gold in a few taps. No voucher, no wrapping.

Pay

Paying in gold is back.

Cash pays first. Then the card sells just enough of the gold or stocks you pick, at the moment you pay. Nothing is sold before that.

  • You choose the order, and lock anything you never want sold.
  • The price is fixed the moment you pay.
  • Every payment shows what paid, what was sold, and at what price.
Example paymentYour order
AED 1,240.00
1CashAED 800.00
2GoldAED 440.00
3StocksAED 0.00
Goal savingsNever used

AED 800 from cash, then AED 440 of gold, sold as you paid.

Invest

Cashback into gold.

Real gold by the gram, or shares in companies you know. Start small, straight from your cashback.

Save

Saving, on autopilot.

Set a goal and put a little aside every time you spend.

  • Round every payment up to the next dirham.
  • Daily or monthly goals. Pause or raise them any time.
  • Goal money stays put. It's never used to pay.

Example: a Summer trip goal that fills to AED 4,000 through round-ups and a monthly top-up.

Questions

Good to know.

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